CrowdConscious - Surfing The Cryptoverse

This post was originally published on my Medium blog and can be found here . I hope you enjoy and find this helpful! It’s been quite a roller-coaster the past year, hasn’t it? At the  beginning of 2017 , the price of  Bitcoin was $962.48 , now  $10,009.20 ;  Ethereum was $8.19 , now  $756.70 ;  Litecoin was $4.36 , now  $186.73 ; and  NEO was $0.14 , now  $100.83 . It’s not wonder we’ve seen such a mass exodus from the world of FinTech to the crypto markets, thankfully. Not only that, but 2017 was the year that Bitcoin truly went viral. Meaning, most human beings have now heard of Bitcoin as the cryptocurrency. Over this time,  we have seen many corporations begin to partner with projects  that  conducted an Initial Coin Offering (ICO) ,  real companies . So much so that the ecommerce behemoth,  Overstock, is running an ICO  — people are waking up.  So are the world governments.  Though anybody in ...

This post was originally published on my Medium blog on November 30th, 2017 and  can be found here . I hope you enjoy and find this helpful! Most of us have consumer bank accounts that we use to pay our bills, make purchases, investments, and save money with — transfer and store value.  Signing up for a bank account  requires documentation of our personal and ID information .  Operating our bank account  requires us to log-in to an online banking portal where our information is stored . Have you ever actually looked at your bank statement to see how much the bank rewards you for storing your value with them? In this article, I will: - briefly dive into the statistics, painting the  harsh reality  of the current mainstream  consumer banking savings return rates  ( Chase & Wells Fargo ); - take a look at  Goldman Sachs’  consumer Certificate of Deposit (CD) product; and - dive into an  innovative project aiming...